What is Operand? Operand is programmable money that brings the utility of everyday banking features to the unbanked and underbanked andShow more [+] empowers their adoption through the automata of the Operand protocol. Operand is a currency that functions as a seamless and embedded economic layer on the web that serves as the technological underlay for payments, decentralised exchange, digital asset invocation and transfer, and smart contract issuance and execution. By embedding the instruction set of the transaction into the transaction metadata, the blockchain itself serves as the interpreter for programmed transactions. Operand is therefore able to create utilities that already exist in consumer banking such as direct debit payments or even standing orders.