Bloom Token 가격

Bloom Token (BLT) is an ERC-20 compliant token developed on the Ethereum blockchain offering a decentralized credit scoring and risk assessment mechanism. Bloom token is used both as a scoring enhancement mechanism and as a currency in the Bloom network and solves the problem of unauthentic credit scoring system. Bloom network utilizes a Bloom protocol which is used for assessing credit risk through decentralized attestation-based identity verification. Bloom protocol addresses the majorShow more [+] problems of lending businesses including cross-border credit scoring, backward-looking creditworthiness assessment, limited ability to loan globally, high risk of identity theft and uncompetitive credit scoring ecosystem. Bloom protocol comprises three major components i.e. BloomID (creates global secure identity using Identity attestation), BloomIQ (Credit registry/tracking/reporting) and BloomScore (Credit scoring). Bloom network is aimed to securely serve 3 billion unbanked people who cannot obtain a bank account or credit score.

Bloom token (BLT) also serve as a proposed mechanism for initiating changes to the BloomScore phases and algorithms. Bloom Token (BLT) is used to pay for credit risk assessment and identity verification on the Bloom network. These tokens are also used in an "Invitation System" where the user is required to put a fractional amount of BLT tokens as collateral for the new users invited to the Bloom network. The tokens will be returned after one year. This strategy protects the network from the attacker who wants to create a network of malicious accounts.

Bloom Token (BLT) was founded by the team consisting of Jesse Leimgruber, Ryan Faber, Alain Meier, John Backus, Shannon Wu, and Daniel Maren. The development team consists of 12 members. The advisory board has 7 members including Joseph Urgo, the co-founder of district0x.