Estatio allows users to coinize their required mortgage loans into thousands of Fractional Mortgage Shares, opening the ability for homebuyers to originate their loan capital from a global network of B2C, crowd funding investors. ByShow more [+] circumventing the banking system and streamlining the process, Estatio can significantly lower interest rates for consumers while giving ordinary investors and savers access to the same profit model that has fuelled banking corporations to become some of the most powerful organizations in the world.