LyCI is a service that Lykke Exchange offers to its clients. When you buy a LyCI service crypto token, you get access to a basket of the top cryptocurrencies, but not cryptocurrencies themselves physically. The Service Token entitles you toShow more [+] settle at any time those crypto assets, represented by LyCI at their live value. At the time you chose to settle the top 25 assets may be completely different from those that constitute LyCI now. Because as soon as an asset starts to devalue, LyCI starts reducing your position in it, and increases your position in the appreciating assets. This is why you automatically always hold the top ones with LyCI.