MoneyToken (IMT) is one of the two stable currencies offered in the MoneyToken ecosystem. Money token (IMT) is an ERC-20 compliant token that can be used to become a lender or borrower on the MoneyToken platform. The tokens have a fixed supply of 20 billion. The other currency used on the MoneyToken platform is MoneyToken (MTC). The loans are given in either Tether or in MTC. MoneyToken (MTC) is a stable ERC-20 token, the released amount of which is covered by an equal balance of USD on theShow more [+] platform's bank accounts. These token are transferable to other users and can be exchanged on the crypto exchanges.
MoneyToken platform offers an innovative concept of holding the cryptocurrencies and spend on necessary purchases at the same time. MoneyToken solves the problem of crypto asset holders who want to hold the cryptocurrencies for future growth and profits while they might also need to spend for bill payments or equipment purchases etc. This problem is solved by MoneyToken which uses the BTC or ETH as collateral and loans a stable currency. After repaying the loan, the borrower will get whole the collateral back, even if it has increased in value multiple times. The benefit of this platform is that no scoring or credit checks are required. Loans are backed by a collateral in 1:2. Initially, the loans are available for 3 to 90 days. The loan amount can be from $500 up to $1 million with an interest rate of 0.2 to 0.5% per day. The platform is also developing an AI system AMANDA that will automate the loan operations on the MoneyToken platform.
MoneyToken platform was co-founded by Alex Rass (present CTO, expert US Fintech) and Jerome MacGillivray (CEO). The team consists of 6 other members including developers, software engineers, business development officers etc. The advisory board comprises 5 members including Roger Ver, the founder of Bitcoin.com website.
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