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Bankera is a digital bank platform that will provide the services of a traditional bank. It features payment accounts that have IBAN, provide interbank foreign exchange rates, issue debit cards and processes payments. This digital bank will support both fiat and crtyptocurrencies such as Dash, NEM, Bitcoin, ERC20 tokens, Ethereum and others. There are plans to introduce investment bank and innovative solutions such exchange traded funds ETFs and gross domestic product. Just like conventionalShow more [+] banks, users will get loans and be in a position to deposit funds to save while earning interest. Having proprietary data of borrowers since most users who will get loans will be clients frequently using the platform's payment processing solution will enable earn higher interests. There will also be low-cost investment products such as Exchange Traded Funds (ETFs), cryptofunds and advisory services for managing wealth.
The project already has a Minimal Viable Product (MVP) SpectroCoin that comes with an existing clientele of about 850 thousand, and a sharepool of professionals that range from 70 to 100 professionals. This project is supported by a team that already owns a crypto exchange, owns an e-wallet, issues debit cards and has a payment processor. SpectroCoin features a wallet for buying, selling, storing, receiving and sending digital currencies such as Bitcoin, Dash, Nem and Ethereum and supports more than 20 fiat currencies.
BNK is an ERC20 token that is not premined. It has a total supply of 25 billion BNK, 30% of which were issued for the token sale. The sale ended on February 27, 2018, and raised approximately $150 million. The platform comes with its own mobile and web wallet that give users access to their assets anywhere and is listed on HitBTC exchange for trading. Bankera is managed by a team of experts and professionals led by Vytautas Karalevicius, who is the CEO, Mantas Mockevicius, the CCo and Justas Dobiliauskas, the CTO among others.
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