Karma is a decentralized cryptocurrency platform that connects different users directly to form different relationships. The participants decide which of those relationships are effective and which ones are not. This platform enables peer-to-peer loans where participants can issue loans to each other without involving a third party. Participants who have a good credit history always have access to cheaper loans. Participants can also invest in the platform and get high yields up to 12%, haveShow more [+] fast access to capital and can enjoy P2P crowdfunding. You can invest as from $10,000 to $10,000,000. Participants can play any role they choose from being an investor, guarantor, lawyer, seller and auditor among other roles. A point to note is that you get a loan or funding interest free.
KRM is the token used on the Karma platform as the fuel to run operations. It is a PoS (Proof-of-Stake) cryptocurrency, that uses Groestl algorithm and its premined. It has a total supply of 3 billion tokens. The token's initial coin offering (ICO) took place in Russia and was between November 29 and December 15, 2017 raising $10 million. The price of one token during the ICO was $0.0100. KRM is an Ethereum based token and is compatible with ERC20 and ETH wallets. It is listed on IDAX, HitBTC, and BTC Alpha exchanges.
Karma is managed by individuals with technical, blockchain and business experience. The team includes the founder, who is also an evangelist, George Goognin and Artem Laptev who is also founder and investment director of this project.
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